An AI advisor that actually knows your business
Zealo’s built-in AI reads your own finance, payroll, projects and operations — so it’s a mentor with the full picture, not a generic chatbot. Ask in plain language and get practical guidance, with every answer scoped to what each user is allowed to see.
Get started free- Business mentor — pricing, hiring and where to invest next, weighed against your real numbers
- Financial advisor — cash flow, margins, overdue debtors and VAT201 readiness, explained simply
- Payroll advisor — cost trends, ETI you may be missing and upcoming EMP201/EMP501/UIF deadlines
- HR advisor — headcount, turnover, leave liability and who’s due a review
- Projects advisor — which projects are slipping or over budget, and the true cost of each
- Sales & CRM advisor — your pipeline, top customers and what to follow up first
- Hosted in South Africa (Cape Town), with monthly AI credits on every plan — or bring your own AI
Your books, your bank and SARS in one ledger
Quote, invoice, reconcile and report without exporting to a spreadsheet. Every document posts to a real double-entry ledger, so your financials are always live.
Get started free- Quotes, tax invoices, recurring invoices and credit notes
- Get paid online: a Pay now button on every invoice. Customers pay by card (2.95% + R 1.40) or instant EFT (2.2%), excl. VAT. No monthly fee.
- Live bank feeds from SA banks (connect once, transactions flow in) — plus CSV/OFX/QIF statement import, with reconciliation rules, splits and transfer matching
- VAT201 return mapped field-for-field to the SARS form — ready to file on eFiling, for any period (monthly, bi-monthly or annual)
- SARS submission tracker — save each return and record its eFiling reference for a full audit trail
- Double-entry general ledger, chart of accounts and journals
- Income statement, balance sheet, trial balance and cash-flow projection
- Debtors & creditors age analysis, multi-currency, configurable numbering
- Monthly management accounts pack as PDF or Excel, emailed to you every month
- Annual financial statements (IFRS for SMEs), approved by your directors and signed with a QR code anyone can check
- Supplier bills & purchase orders, allocated to any GL account
SARS-ready payroll, run in minutes
Pay your team and stay compliant — PAYE, UIF, SDL and ETI are worked out for you, and the statutory returns are a click away.
Get started free- Compliant payslips with PAYE (cumulative), UIF, SDL and auto-calculated ETI
- EMP201 monthly employer declaration
- EMP501 / IRP5 / IT3(a) tax certificates — with an e@syFile-ready import file (ETI monthly detail and tax directives included)
- UIF declarations filed to the Department of Labour
- Netcash salary payment batches
- Leave balances shown on every payslip
Win the work, then turn it into cash
Track every opportunity and move it from quote to paid invoice without re-typing a thing.
Get started free- CRM accounts and an opportunity pipeline
- Quote → sales order → invoice in a few clicks
- Products & services catalogue
- Email quotes, orders and invoices straight to customers
Get found by customers and other businesses
A free listing in the Zealo Marketplace on every plan. Your page is built from your company details, so there is nothing to retype.
Sign up for Zealo free- Your own business page that search engines can find
- Enquiries arrive in your CRM as leads, and your email address is never shown
- Ratings from other Zealo businesses, marked "Verified customer" when you really traded
- Find a supplier by service and area, right inside Zealo
- Free on every plan, Basic too
Sell online from the stock you already keep
Zealo Shop puts your Inventory products and services online. Customers pay by card, and sales are paid straight into your bank account.
Get started free- Products, prices and pictures come straight from Products & services
- Every order becomes an invoice, a payment and a stock movement in your books
- Your own domain, or a free yourbusiness.zealo.co address
- R50 a month on Starter and Growth, up to 200 products
- Included on Business and Pro, with no product limit
- Card sales: 3.2% + R1 on Starter and Growth, 3.1% + R1 on Business and Pro, excl. VAT
Business email and a website on your own web address
Zealo Online gives you email addresses on your own domain (your web address, like yourbusiness.co.za) and a website, set up step by step in plain words.
Get started free- Zealo Online, R39 a month: 5 email addresses
- Zealo Online Pro, R99 a month: 20 email addresses
- Online: a one-page website with "Powered by Zealo" at the bottom
- Online Pro: bring your own website, or use our looks, with no Zealo footer
- 6 website looks, filled in from your company details
- An AI helper that changes your website when you ask, with AI credit included
- A logo designed by AI, free with Online
- A free yourbusiness.zealo.co address, or your own domain
- No domain yet? Register one right here in Zealo, from R150 for the first year (excl. VAT), set up for you
- Extra email addresses R5 each a month
Manage your team, not paperwork
One place for your people — records, leave, time and reviews, with self-service so staff help themselves.
Get started free- Employee records and organisation structure
- Leave requests and live leave balances
- Timesheets and subsistence & travel (S&T) claims
- Performance management — goals and quarterly reviews
- Employee self-service ("My Space")
Run projects and see what they really cost
A modern board for the work, wired into your finances so profitability is never a guess.
Get started free- Project boards with tasks, statuses and multiple assignees
- Full project costing — time, stock, purchase orders, expenses and bank spend
- Timesheets that feed straight into costing
Know what you have, where, and when to reorder
Keep stock accurate automatically as you sell and receive — no month-end surprises.
Get started free- Items, categories and multiple locations
- Stock auto-deducted on sales orders, with picking slips
- Reorder levels and low-stock alerts
- Goods received and goods returned notes
Built for South Africa, open to your tools
The local rails are built in, and everything connects — so the whole business runs together.
Get started free- SARS, Netcash and the major South African banks
- Run multiple companies from one login
- Trading partners — trade with connected Zealo companies (quotes, orders, invoices & credit notes flow straight through), on every plan
- Bulk import, full audit trail and POPIA-friendly data controls
- E-signatures for contracts and documents
- API and an AI (MCP) connector to bring your data into tools like Claude
- The Zealo app for Android and iPhone
Run ESD/SD programmes and prove the impact
For corporate funders and programme intermediaries: enrol beneficiary SMMEs, optionally fund their Zealo subscription, and see a consent-based, read-only impact dashboard — the evidence a B-BBEE Enterprise & Supplier Development programme needs.
Get started free- Enrol beneficiary SMMEs by invite — they accept and choose exactly what to share
- Consent-based, read-only impact dashboard: revenue, profit, cash and growth over time
- Programme roll-ups for your ED/SD scorecard evidence
- POPIA-minded — only agreed, non-sensitive aggregates; never salaries, IDs or banking
- Optionally fund beneficiaries' subscriptions ("Funded by you")
- Full audit trail of every enrolment, consent change and view
Manage your rental properties
Own rental property? Manage it right inside Zealo — capture leases, bill rent automatically each month, and keep tenants, deposits and arrears on the same ledger as the rest of your business.
Get started free- Properties, units, tenants and leases in one place
- Automatic monthly rent invoicing with annual escalation
- Rent is your income — it flows straight into your accounts and bank reconciliation
- Deposit register (held, refunded, forfeited) and arrears tracking
- Rent-roll dashboard: income, what's outstanding and deposits held
- Optional — switch it on only if you let property; it stays out of the way otherwise